Congratulations–you’re getting the house! But before you set up the flat-screen, here are a few final things you’ll want to do to guarantee a smooth closing day.
Closing day
Bring these to closing–they apply to you and the seller
Photo IDs
Key, garage openers, and security codes for the home
Documentation of all repairs made as part of inspections
Payment method for any outstanding costs
A couple of pens. You’d be surprised.
Water, snacks, and entertainment for any little ones. Closing can take a while.
Closing day–realtor and closing agent
Ensure your realtor and closing agents are prepared with the following information:
Mortgage, payoff
Escrow account
Property tax information
HUD 1 settlement agreement
Inspection agreements
After-closing
Just focus on the basics for now–utilities and communication
Cancel any policies, such as home insurance, that don’t apply to your new home
Forward your mail and complete an address change with USPS
Let everybody know your new address–friends, family, the office, and creditors
Arrange for hookup or transfer of new utilities and services: gas, electric and wi-fi